Thursday, May 2, 2019

Way of savings except Sanchaypatra



There are lots of ways of Savings except Sanchaypatra. We can open several DPS scheme in different banks such as Lakhopoti scheme, Millionaire scheme or Kotipoti scheme. These DPS scheme gives us relatively higher interest rate than the traditional DPS scheme. The Exim Bank, Dhaka Bank, Bank Asia, NRB Bank, Midland Bank, Social Islami Bank etc are providing Millionaire & Kotipoti scheme with lucrative interest rate than the market prevailing rate. Few well-paid DPS scheme table is given below:


Tenure / Period
Weightage
Profit Rates
Monthly Installment
Expected Amount
03 Years
1.30
8.90%
24,159.00
10,00,000.00
05 Years
1.31
9.00 %
13,161.00
10,00,000.00
08 Years
1.32
9.15 %
7,051.00
10,00,000.00
10 Years
1.33
9.25 %
5,057.00
10,00,000.00
12 Years
1.34
9.35 %
3,759.00
10,00,000.00
15 Years
1.35
9.50 %
2,507.00
10,00,000.00




Tenure / Period
Weightage
Profit Rates
Monthly Installment
Expected Amount
03 Years
1.30
8.90 %
2,41,575.00
1,00,00,000.00
05 Years
1.31
9.00 %
1,31,598.00
1,00,00,000.00
08 Years
1.32
9.15 %
70,495.00
1,00,00,000.00
10 Years
1.33
9.25 %
50,561.00
1,00,00,000.00
12 Years
1.34
9.35 %
37,575.00
1,00,00,000.00
15 Years
1.35
9.50 %
25,059.00
1,00,00,000.00
18 Years
1.36
9.65%
17,191.00
1,00,00,000.00
20 Years
1.37
9.75 %
13,494.00
1,00,00,000.00





Denmohor / Marriage Deposit Scheme

Tenure / Period
Different slabs and estimated payable after maturity
( Maybe more or less) (Amount in Tk.)
Profit Rate
500/-
1,000/-
2,000/-
5,000/-
10,000/-
20,000/-
03 Years
10.28%
21160/-
42320/-
84639/-
211598/-
423196/-
846392/-
05 Years
10.38%
39448/-
78896/-
157793/-
394482/-
788963/-
1577926/-
08 Years
10.53%
75495/-
150991/-
301981/-
754953/-
1509905/-
3019810/-
10 Years
10.63%
107142/-
214283/-
428566/-
1071416/-
2142831/-
4285663/-
12 Years
10.78%
147410/-
294821/-
589641/-
1474103/-
2948205/-
5896410/-
20 Years
11.18%
447394/-
894787/-
1789574/-
4473936/-
8947872/-
17895743/-




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