There
are lots of ways of Savings except Sanchaypatra. We can open several DPS scheme
in different banks such as Lakhopoti scheme, Millionaire scheme or Kotipoti
scheme. These DPS scheme gives us relatively higher interest rate than the
traditional DPS scheme. The Exim Bank, Dhaka Bank, Bank Asia, NRB Bank, Midland
Bank, Social Islami Bank etc are providing Millionaire & Kotipoti scheme
with lucrative interest rate than the market prevailing rate. Few well-paid DPS
scheme table is given below:
Tenure / Period
|
Weightage
|
Profit Rates
|
Monthly Installment
|
Expected Amount
|
03
Years
|
1.30
|
8.90%
|
24,159.00
|
10,00,000.00
|
05
Years
|
1.31
|
9.00
%
|
13,161.00
|
10,00,000.00
|
08
Years
|
1.32
|
9.15
%
|
7,051.00
|
10,00,000.00
|
10
Years
|
1.33
|
9.25
%
|
5,057.00
|
10,00,000.00
|
12
Years
|
1.34
|
9.35
%
|
3,759.00
|
10,00,000.00
|
15
Years
|
1.35
|
9.50
%
|
2,507.00
|
10,00,000.00
|
Tenure / Period
|
Weightage
|
Profit Rates
|
Monthly Installment
|
Expected Amount
|
03
Years
|
1.30
|
8.90
%
|
2,41,575.00
|
1,00,00,000.00
|
05
Years
|
1.31
|
9.00
%
|
1,31,598.00
|
1,00,00,000.00
|
08
Years
|
1.32
|
9.15
%
|
70,495.00
|
1,00,00,000.00
|
10
Years
|
1.33
|
9.25
%
|
50,561.00
|
1,00,00,000.00
|
12
Years
|
1.34
|
9.35
%
|
37,575.00
|
1,00,00,000.00
|
15
Years
|
1.35
|
9.50
%
|
25,059.00
|
1,00,00,000.00
|
18
Years
|
1.36
|
9.65%
|
17,191.00
|
1,00,00,000.00
|
20
Years
|
1.37
|
9.75
%
|
13,494.00
|
1,00,00,000.00
|
Denmohor / Marriage Deposit Scheme
Tenure / Period
|
Different slabs and estimated payable after maturity
( Maybe more or less) (Amount in Tk.)
|
||||||
Profit Rate
|
500/-
|
1,000/-
|
2,000/-
|
5,000/-
|
10,000/-
|
20,000/-
|
|
03
Years
|
10.28%
|
21160/-
|
42320/-
|
84639/-
|
211598/-
|
423196/-
|
846392/-
|
05
Years
|
10.38%
|
39448/-
|
78896/-
|
157793/-
|
394482/-
|
788963/-
|
1577926/-
|
08
Years
|
10.53%
|
75495/-
|
150991/-
|
301981/-
|
754953/-
|
1509905/-
|
3019810/-
|
10
Years
|
10.63%
|
107142/-
|
214283/-
|
428566/-
|
1071416/-
|
2142831/-
|
4285663/-
|
12
Years
|
10.78%
|
147410/-
|
294821/-
|
589641/-
|
1474103/-
|
2948205/-
|
5896410/-
|
20
Years
|
11.18%
|
447394/-
|
894787/-
|
1789574/-
|
4473936/-
|
8947872/-
|
17895743/-
|
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